Financing with Lincoln of Mt. Vernon

Lincoln of Mt. Vernon takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Lincoln of Mt. Vernon Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Lincoln of Mt. Vernon can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Lincoln Finance Center near Marion, IL

For a stress- and haggle-free auto financing experience that's tailored to your needs, head to Lincoln of Mt. Vernon. The seasoned professionals in our Lincoln finance department love working with first-time car buyers and longtime Illinois Lincoln enthusiasts alike, ensuring that you'll secure auto loan rates or lease terms you're comfortable with. Visit our Lincoln dealership near Marion, and we'll take the time to learn about the monthly car payments, APR financing and overall price point you're seeking.

Complete the auto loan approval process in person or by filling out a Lincoln finance application form online. Our Lincoln financial advisors are here to answer your questions about buying vs. leasing cars, whether a custom order is worth it and if there are any Lincoln lease specials you're eligible for. Move one step closer toward financing a new Lincoln Aviator, Navigator or Nautilus by visiting our Illinois Lincoln dealership today.

Your privacy is important to us.

Lincoln of Mt. Vernon takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Lincoln of Mt. Vernon

    1501 Broadway
    Mount Vernon, IL 62864

    • Sales: (618) 242-8600
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Get in Touch

  • Contact our Sales Department at: (618) 242-8600
  • Monday8am-6pm
  • Tuesday8am-6pm
  • Wednesday8am-6pm
  • Thursday8am-6pm
  • Friday8am-6pm
  • Saturday8am-4pm
  • SundayClosed