Even though interest rates have gone up recently, our local Lincoln dealership is still committed to finding the best financing package for you. We partner with a variety of local lenders and can provide you with competitive auto loan terms.

No matter what your financial situation is, our team will do its best to find a financing package that works for you. There are many factors that determine interest rates, such as the term of the loan, your credit score, debt-to-income ratio, money down payment amount, age of the vehicle and total loan amount. We strive to work with our lenders to provide you with a competitive package that fits within your budget.

While it is not necessary to put any money down when financing a car, it can help make your monthly payments more manageable and reduce the overall interest you need to pay. Many of our customers opt for no down payment when purchasing their vehicle.

Yes, your credit score impacts your interest rate.

We work with dozens of lenders and can usually find a loan rate for all credit situations, regardless of your credit score.

Yes. At Lincoln of Mt. Vernon, you can refinance your car loan down the line and reduce your monthly car payments.

Yes, you can still sell your car while it is being paid off. However, you are still responsible for paying off the remaining balance of the loan.

Yes, we have a selection of Lincoln service contracts, Lincoln warranty plans and other vehicle protection plans that can be tailored to our customers' needs.